It’s that time of year again: time to revisit your 401(k) and retirement contributions. If, like me, you intend to break free from the shackles of Corporate fiefdom, then you should always aim to maximize your 401(k) contributions while you can.
Wealth is the ability to fully experience life
I’m normally not real big on New Years resolutions. I think I made my first one just a couple of years ago. I resolved to make all of my own beer for a whole year. I’m very proud to report that I accomplished it,
A Clocksucker is someone who wastes time, usually unintentionally. They are particularly common in large companies. They steer projects in pointless directions. They hijack meetings with endless bloviating, and they write massive emails which nobody actually reads.
When you’re in you’re 20s it seems like everyone you know is getting married. In your 30s, they’re all raising kids and focusing on a career. In your 40s, the big trend is the midlife crisis.
2017 will be a big year for our family. We’re starting our Family Gap Year in South America. In a few months, my wife and I will both
- Quit our jobs;
- Take our kids out of school;
Everyone loves electricity, but most people hate to pay for it. Despite this fact, few people take the easy steps necessary to reduce their electric bill. I’m a frugal guy, and my electric bill has always been among the lowest in my neighborhood.
For the last year or two, I’ve made all of my own yogurt at home, saving about $200 per year. As someone who also makes his own beer, bread, and pizza, I have to say that making yogurt if FAR SIMPLER to do than any of these.
A Backdoor Roth is a tax loophole which people use to bypass income limits on IRA retirement account contributions. It essentially allows you to “backdoor” a contribution to a Roth IRA, even though you do not qualify to contribute to a Roth IRA.
If you want financial freedom, you need to have a good grip on your monthly expenses. A lot of folks think they can control their food budget simply by shopping at the place with the best prices. That often means Costco or other warehouse clubs.