This blog is a guide about personal and financial freedom for freedom lovers. Your time is your most valuable asset, and it’s about time you take ownership of it. I write about all the things that you need to do to get there: frugal living, hustling, saving, investing, and tax strategies. And also what to do with your time once you own it: traveling, exploring, learning, and growing.
Most of all, this blog is about taking back the one thing that matters the most in this life: your freedom.
I am a 43 year-old corporate accountant with an awesome wife and two amazing young kids. I love soccer and I love beer. For the last 15 years, I’ve been a bean counter in Silicon Valley. I like accounting a lot, just not so damn much of it.
I recently quit my corporate accounting job, and am currently taking a sabbatical in South America. I blog under the name “JoJo BoBo” because I need to stay anonymous for now.
A Family Gap Year
This blog is about personal freedom. Our bodies were not meant to sit in cubicles for decades. After 15 years sitting in a chair in Silicon Valley, I recently hatched my Corporate Escape Plan. In 2017, my family and I declared our freedom, and headed to South America for a “Family Gap Year.” We are home-schooling the kids (11 and 9 yrs old), and we will see as much of the continent as we can from our base in a small pueblo in Southern Bolivia. Join us as I share our experiences!
Find out more about our “Family Gap Year” here.
This blog is about hustling. The ability to hustle is critical if you want to take ownership of your time. My wife and I started our first side business when we were in our early 30s, with two young kids at home, while I was working beyond full time at a giant tech company. For the first 3 years, we worked most nights and weekends. We initially sold wedding crafts on the internet. Over time, our first side hustle turned into another one, and then another one. We eventually started making a substantial side income of $30,000 – $40,000 per year selling on the internet. Our side businesses did more than anything else to show me the possibilities in life, to set my priorities straight, and to put me on the path to financial freedom.
This blog is about financial independence, and what you can do to achieve it. I myself am not yet quite financially independent. I have enough money for independence in some less expensive places. But, not so much where I live in California. At any rate, I have no desire to completely quit work. I just don’t want so much of it! I don’t know what I will do after our South American Gap Year is over. It’s exhilarating to think about!
Mid-Life Crisis and Early Retirement
This blog is about your right to a mid-life crisis, and to do something completely different. I have heartburn every time I see an article on the main-stream financial press advising people that they need to work 30 years until they can retire. I’ve recently come across one that even encourages people to buy fancy new cars and bigger houses as their income rises. That kind of crappy advice leads you in the completely wrong direction: someone else will own your time, rather than you.
It is time we wake up from everything we are told to think about our careers and our money! If you want freedom, you have to be a little bit different from most people. It is time you start preparing for your mid-life crisis!
The path to personal and financial freedom does not require any lottery tickets or gambling. It does not require any inheritances or windfalls. That’s a good thing too, because those things aren’t really within your control. Independence is entirely achievable by doing things that are under your control. It simply requires a few years applying a consistent, principled approach.
Thank you for visiting. I hope you’ll be in touch! – JoJo BoBo