The whole point of a bucket list is to promise yourself that you will do things you’ve always dreamed of doing, before it’s too late. People reason that if you just make a list and a promise, you can continue putting off pleasure.
Grumpy people are ill-tempered, opinionated, stubborn, probably surly, and highly uncompromising. We think of the stereotypical grumpy old man (or woman) – a curmudgeon. But a curmudgeon is also a maverick – nonconformist, individualistic, and unorthodox. And therein lies the greatness.
Splurges: we all know they’re not good for us. To splurge is defined by dictionary.com as “to indulge oneself in some luxury or pleasure, especially a costly one.” For someone trying to achieve financial independence, expensive splurges can be just plain evil sauce.
Look to your left. OK, now, look to your right. What do you see? Are you surrounded by commuter traffic or cubicles? People who would clearly rather be somewhere else? Do you feel a numbing sense of Déjà vu? If so,
Now that we’re one-quarter of the way through our Gap Year in South America, what do we miss? Surely, leaving behind the safe spaces of our work, school, and neighborhood wasn’t easy, right? This morning, I took a rather unscientific poll of approximately 100% of our participating family members in an attempt to answer this question.
What does it mean to be free? In America, we cherish our political freedoms, and for damn good reasons. But I’m here today to talk about a different kind of freedom – financial freedom. Too many people are not financially free.
OK, here’s a question: If you’re trying to achieve work-life balance, is it because you feel you have too much work, or too much “life”? (Don’t answer that, it’s a silly question. We already know the answer).
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The personal finance community loves talking about FIRE – financial Independence (FI) and early retirement (RE). Conventional wisdom is that you can achieve FI with savings and investments worth 25-30 times what you spend each year. For example, a married couple who spends $40,000 per year can thus achieve financial independence with $1M –
Inflation in America is like a Chupacabra. Most people don’t even know what it is. Those who do, think it’s a mythical thing – like a beast that roams the woods of far off lands. For decades now, Americans have experienced very little inflation (with the glaring exceptions of the cost of college,
We are creatures of habit. Especially when you get married, have kids, and become embedded into a career like a Mississippi tick. It is so easy to get stuck into your daily loop and annual routines. Once you build up momentum,