Nearly all financial advisers will tell you they are trying to help you, and many even believe it themselves. But, as they say, money talks, and bullshit walks. Unfortunately, most financial advisers do not have your best interests in mind,
Despite all the shade thrown on 401k plans in the press this year, I would gladly take a 401k over other retirement account alternatives. The individual choices and flexibility of 401ks can be outstanding for those who know how to use it,
Index investing is by far the simplest way for most of us to build wealth. Compared to other viable investing strategies, index investing has lower costs, lower risks, and higher returns. Plus, it requires almost no management: just invest,
It’s that time of year again: time to revisit your 401(k) and retirement contributions. If, like me, you intend to break free from the shackles of Corporate fiefdom, then you should always aim to maximize your 401(k) contributions while you can.
Let me start by saying that I am an unabashed fan of Peer-to-Peer (P2P) Lending as an investment class…. within reasonable limits. It has solid returns, requiring little to no active management, with low monthly volatility, and it is not highly correlated with other major asset classes like stocks.